Indiana · Eastern Time
765 Area Code
Area code 765 is in Indiana, serving central Indiana outside Indianapolis, including Lafayette, Muncie, Anderson and Kokomo. It is in the Eastern Time zone.
Last updated October 1, 2026 · Source: NANPA
Where is the 765 area code?
765 is a Indiana area code covering central Indiana outside Indianapolis, including Lafayette, Muncie, Anderson and Kokomo. In the wider directory it sits in the Midwest region.
Cities in the 765 area code
- Lafayette
- Muncie
- Anderson
- Kokomo
- West Lafayette
- Richmond
- Marion
- Frankfort
- Crawfordsville
- New Castle
- Peru
- Greencastle
Counties served by 765
Tippecanoe County, Delaware County, Madison County, Howard County, Wayne County, Grant County, Montgomery County, Henry County, Clinton County and Putnam County.
Time zone note: Most of Indiana is Eastern; counties near Chicago and Evansville observe Central.
Dialing 765
Muncie, IN is currently served by the single area code 765, with no overlay. Ten-digit dialing (area code + seven-digit number) always works and is increasingly the norm nationwide; some local calls may still connect with seven digits. If a future overlay is added, 10-digit dialing would become mandatory.
From outside the US, dial +1 765 followed by the seven-digit number.
History of the 765 area code
765 went into service on February 1, 1997, created when it was split from 317. It serves Muncie and the surrounding part of Indiana. For how codes are created, split, and overlaid, see how area codes work.
Is 765 a scam or spam risk?
765 is a legitimate geographic area code, not a premium or toll line, so a call from it costs you nothing extra. That said, scammers frequently spoof real local area codes to look familiar on caller ID. A genuine 765 number on your screen is no guarantee the caller is in Muncie, IN or trustworthy. See spam & scam-risk area codes for how spoofing works and how to respond.
Other Indiana area codes
Explore more
See every code in Indiana, compare codes across the Midwest region, or view all Eastern Time codes. You can also browse the 7XX block or the complete numeric list of US area codes.
New to how this all works? Start with how area codes work, then read up on overlays, 10-digit dialing, and spam & scam-risk codes. To check another number, use the area code lookup tool.
Quick answers
765 area code FAQ
Where is the 765 area code?
The 765 area code is in Indiana, covering central Indiana outside Indianapolis, including Lafayette, Muncie, Anderson and Kokomo, in the Midwest region.
What cities are in the 765 area code?
Cities in the 765 area code include Lafayette, Muncie, Anderson, Kokomo, West Lafayette, Richmond, Marion, Frankfort, Crawfordsville and New Castle.
What time zone is 765 in?
765 is in the Eastern Time zone. Most of Indiana is Eastern; counties near Chicago and Evansville observe Central.
When did the 765 area code start?
765 went into service on February 1, 1997.
Do I have to dial 10 digits for 765?
Ten-digit dialing always works, and many areas now require it; some local calls in this area may still connect with seven digits.
Is 765 a toll-free or premium code?
No. 765 is a standard geographic area code, so calling it costs the same as any local or long-distance call on your plan. Toll-free calls use 800, 888, 877, 866, 855, 844 or 833.