Indiana · Eastern Time
574 Area Code
Area code 574 is in Indiana, serving north-central Indiana including South Bend, Elkhart, Mishawaka and Warsaw. It is in the Eastern Time zone (part of its territory observes Central Time).
Last updated October 1, 2026 · Source: NANPA
Where is the 574 area code?
574 is a Indiana area code covering north-central Indiana including South Bend, Elkhart, Mishawaka and Warsaw. In the wider directory it sits in the Midwest region.
Cities in the 574 area code
- South Bend
- Elkhart
- Mishawaka
- Goshen
- Warsaw
- Plymouth
- Logansport
- Nappanee
- Rochester
- Winamac
Counties served by 574
St. Joseph County, Elkhart County, Kosciusko County, Marshall County, Cass County, Fulton County, Starke County and Pulaski County.
Time zone note: Most of Indiana is Eastern; counties near Chicago and Evansville observe Central.
Dialing 574
South Bend, IN is currently served by the single area code 574, with no overlay. Ten-digit dialing (area code + seven-digit number) always works and is increasingly the norm nationwide; some local calls may still connect with seven digits. If a future overlay is added, 10-digit dialing would become mandatory.
From outside the US, dial +1 574 followed by the seven-digit number.
History of the 574 area code
574 went into service on January 15, 2002, created when it was split from 219. It serves South Bend and the surrounding part of Indiana. For how codes are created, split, and overlaid, see how area codes work.
Is 574 a scam or spam risk?
574 is a legitimate geographic area code, not a premium or toll line, so a call from it costs you nothing extra. That said, scammers frequently spoof real local area codes to look familiar on caller ID. A genuine 574 number on your screen is no guarantee the caller is in South Bend, IN or trustworthy. See spam & scam-risk area codes for how spoofing works and how to respond.
Other Indiana area codes
Explore more
See every code in Indiana, compare codes across the Midwest region, or view all Eastern Time codes. You can also browse the 5XX block or the complete numeric list of US area codes.
New to how this all works? Start with how area codes work, then read up on overlays, 10-digit dialing, and spam & scam-risk codes. To check another number, use the area code lookup tool.
Quick answers
574 area code FAQ
Where is the 574 area code?
The 574 area code is in Indiana, covering north-central Indiana including South Bend, Elkhart, Mishawaka and Warsaw, in the Midwest region.
What cities are in the 574 area code?
Cities in the 574 area code include South Bend, Elkhart, Mishawaka, Goshen, Warsaw, Plymouth, Logansport, Nappanee, Rochester and Winamac.
What time zone is 574 in?
574 is in the Eastern Time zone. Most of Indiana is Eastern; counties near Chicago and Evansville observe Central.
When did the 574 area code start?
574 went into service on January 15, 2002.
Do I have to dial 10 digits for 574?
Ten-digit dialing always works, and many areas now require it; some local calls in this area may still connect with seven digits.
Is 574 a toll-free or premium code?
No. 574 is a standard geographic area code, so calling it costs the same as any local or long-distance call on your plan. Toll-free calls use 800, 888, 877, 866, 855, 844 or 833.