New Jersey · Eastern Time
732 Area Code
Area code 732 is in New Jersey, serving central New Jersey: Middlesex, Monmouth and northern Ocean counties. It is in the Eastern Time zone. It shares its territory with overlay code 848, so 10-digit dialing is required.
Last updated October 1, 2026 · Source: NANPA
Where is the 732 area code?
732 is a New Jersey area code covering central New Jersey: Middlesex, Monmouth and northern Ocean counties. In the wider directory it sits in the Northeast region.
Cities in the 732 area code
- Toms River
- Lakewood
- Edison
- Woodbridge
- New Brunswick
- Brick
- Piscataway
- Old Bridge
- Perth Amboy
- Sayreville
- Howell
- Middletown
- Long Branch
- Freehold
- Asbury Park
Counties served by 732
Middlesex County, Monmouth County and Ocean County.
732 overlay codes and dialing
The 732 territory is covered by an overlay of 2 area codes: 732, 848. All of them serve the same geographic area, and the original code is 732. Because more than one code covers the same ground, 10-digit dialing is mandatory — you must dial the area code for every local call. New phone lines may be assigned any of these codes.
History of the 732 area code
732 went into service on June 1, 1997, created when it was split from 908. It serves Toms River and the surrounding part of New Jersey, and today shares its territory with overlay code 848. For how codes are created, split, and overlaid, see how area codes work.
Is 732 a scam or spam risk?
732 is a legitimate geographic area code, not a premium or toll line, so a call from it costs you nothing extra. That said, scammers frequently spoof real local area codes to look familiar on caller ID. A genuine 732 number on your screen is no guarantee the caller is in Toms River, NJ or trustworthy. See spam & scam-risk area codes for how spoofing works and how to respond.
Other New Jersey area codes
Explore more
See every code in New Jersey, compare codes across the Northeast region, or view all Eastern Time codes. You can also browse the 7XX block or the complete numeric list of US area codes.
New to how this all works? Start with how area codes work, then read up on overlays, 10-digit dialing, and spam & scam-risk codes. To check another number, use the area code lookup tool.
Quick answers
732 area code FAQ
Where is the 732 area code?
The 732 area code is in New Jersey, covering central New Jersey: Middlesex, Monmouth and northern Ocean counties, in the Northeast region.
What cities are in the 732 area code?
Cities in the 732 area code include Toms River, Lakewood, Edison, Woodbridge, New Brunswick, Brick, Piscataway, Old Bridge, Perth Amboy and Sayreville.
What time zone is 732 in?
732 is in the Eastern Time zone.
What is the overlay for the 732 area code?
732 shares its territory with 848. Both codes (732, 848) serve the same area, so 10-digit dialing is required for every call.
When did the 732 area code start?
732 went into service on June 1, 1997.
Do I have to dial 10 digits for 732?
Yes. Because 732 is an overlay area, you must dial the full 10-digit number (area code + 7 digits) for every call.
Is 732 a toll-free or premium code?
No. 732 is a standard geographic area code, so calling it costs the same as any local or long-distance call on your plan. Toll-free calls use 800, 888, 877, 866, 855, 844 or 833.